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The Standard made changes to make Platinum Advantage even more competitive.  These changes are based on market evaluation which includes their existing business block.  Effective immediately, the issue and participation limits have been increased for medical and dental occupations.  In addition, the carrier upgraded occupation classes for several medical professions.

New I & P limits are based on age:

5P, 4P, 4S, 3P, 3D, 2P   

Ages 18-55, Maximum Issue is $20,000

                   Maximum Participation with other IDI coverage is $30,000

                   Maximum Participation with group LTD is $35,000

 

Ages 56-64, Maximum issue is $15,000

                   Maximum Participation with other IDI coverage is $25,000

                   Maximum Participation with group LTD is $30,000

 

Upgraded Medical occupations for Platinum Advantage and Business Protection Products.  The following occupations are now 5P for the Platinum Advantage and 5A for the Business Protection Products:

  • Gastroenterologists
  • Neonatologists
  • Pathologists
  • Diagnostic Radiologists

The following occupation is now a 4P for Platinum Advantage and 4A for the Business Protection Products:

  • Physiatrists

The upgrades apply to both fully underwritten and Guaranteed Standard Issue IDI.  Note, these changes do not apply to Protector Platinum and Protector Essential, which are currently available in California.  

Locations & Hours

Our Address:
34119 W. 12 Mile Suite 330
Farmington Hills, MI 48331
Phone: 248-553-9505
Hours of Operation:
Monday. to Friday. 9am to 5pm
Weekends Closed
Special Appointment Are Available

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